About Gold Loan Prime
What is a Gold Loan Prime?
Gold Loan Prime is a personalised Gold Loan experience for Muthoot FinCorp Ltd. Customers, where a Dedicated Relationship Manager supports you end-to-end in your loan journey. The Dedicated Relationship Manager visits your home to help you complete your KYC and generate a Provisional Loan Offer. They then guide you to the assigned Muthoot FinCorp Ltd. branch to assist with gold valuation, loan approvals, and disbursal.
**Available in selected cities
What are the benefits of getting a Gold Loan Prime?
The benefits of getting a Gold Loan Prime are as follows:
• One dedicated Relationship Manager for the entire loan journey
• Secure home visit for KYC and provisional loan offer
• Clear guidance on loan eligibility and applicable schemes
• Priority, queue-free assistance at the branch
• Seamless digital approvals on the Muthoot FinCorp ONE app
• Faster processing and direct disbursal to your bank account
How is a Gold Loan Prime different from a traditional Gold Loan?
Unlike a traditional Gold Loan where you manage the process on your own at the branch, Gold Loan Prime provides a Dedicated Relationship Manager who:
• Visits your home for KYC and provisional loan generation
• Guides you through scheme selection
• Meets and assists you at the branch for valuation and approvals
This makes the process more convenient, guided, and premium.What are the different Gold Loan schemes available for Gold Loan Prime?
Muthoot FinCorp Ltd. offers a variety of Gold Loan schemes to suit the diverse needs of our customers. At the time of provisional loan generation at your home, you will be presented with multiple Gold Loan scheme options. Your Dedicated Relationship Manager will explain each scheme in detail, helping you choose the one that best suits your financial needs.
Will the same Dedicated Relationship Manager assist me at home and as well as the branch?
Yes. The same Dedicated Relationship Manager who visits your home will meet and assist you again at the assigned Muthoot FinCorp Ltd. branch, ensuring continuity and a seamless experience.
In which cities are Gold Loan Prime available?
Gold Loan Prime is currently available in the major cities of India. The service will be rolled out in additional cities soon.
What happens during the home visit under Gold Loan Prime?
During the home visit, your Dedicated Relationship Manager will assist you in the:
• Completion of your KYC verification
• Assist with loan documentation
• Assess eligibility on the information shared by you
• Generate a provisional loan offer on the spot
